ROCHESTER — A study led by researchers at Cornell University shows that it pays to pool your finances if you want higher satisfaction, harmony and commitment in your serious relationship or marriage. And the paper shows this is especially true for people with low incomes.
The researchers found that couples with pooled financial accounts had a better connection and their interactions were more positive, stable and safe.
“We expected pooled finances to increase one’s level of dependence on their partner,” says Emily Garbinsky, associate professor of marketing and management communication at the Samuel Curtis Johnson Graduate School of Management. “As well as align the couple’s (financial) interests and goals, things that interdependence theory tells us are associated with high levels of relationship quality.”
Garbinsky says their hopes are to find out who's most likely to benefit from pooling finances and also how they should then organize their finances to maximize relationship quality and ultimately improve their well-being.
Their paper is published in the Journal of Personality and Social Psychology.
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Joint checking accounts and lasting relationships - Duluth News Tribune
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